Connects securely to your banks
Features
Proactive Budget Intelligence
Budget Patrol doesn't wait for you to check in. It runs every morning, looks at your spending velocity, and tells you when a category is heading off track - days before it hits the limit.
Trajectory Alerts
Not '80% spent'. We say: you'll exhaust this category by Thursday. 9 days early.
Cross-Category Suggestions
When dining runs hot, we check if groceries has slack and suggest a reallocation - automatically.
Daily Digest Email
A plain-English summary every morning. No app open required.
Built for Real Households
Two paychecks. Two schedules. One household budget. Budget Patrol models your income as separate swim lanes and gives you one unified view. No other app does this.
Dual Income Swim Lanes
Each paycheck funds its own categories. Budget Patrol tracks both and alerts you when either lane runs tight.
Variable Income Support
Sri's paycheck varies month to month. Budget Patrol adapts its predictions to what actually landed, not what you expected.
Household-Level Learning
Category corrections teach the whole household, not just one account.
Read-Only. Always.
Budget Patrol has read-only access to your accounts. It cannot move money, initiate transfers, or take any action. It watches, reasons, and advises. You decide.
Zero Write Access
Connecting your bank gives Budget Patrol permission to read. Nothing else. Ever.
No Data Selling
Your financial data is yours. We don't sell it, share it, or show you ads based on it.
Bank-Level Encryption
All credentials stored with AES-256 encryption. Plaid and Teller handle the bank connections.
Simple pricing. No surprises.
Cancel anytime. No hidden fees. Your data stays yours.
Free
$0/mo
FEATURES
Included with this plan
- Connect up to 2 bank accounts
- Daily budget summary email
- Basic category tracking
- 30-day transaction history
MOST POPULAR
Patrol
$12/mo (or $99/yr)
FEATURES
Included with this plan
- Connect unlimited accounts
- Proactive trajectory alerts
- Cross-category reallocation suggestions
- Multi-paycheck swim-lane budgeting
- Household-level category learning
- 12-month transaction history
- Daily digest + push notifications
Lifetime
$249one-time
FEATURES
Included with this plan
- Everything in Patrol
- Lifetime access, no subscription
- Priority support
- Early access to new features
What our users say
Real people. Real budgets. Real results.
Marcus T.
Software engineer, dual-income household
"I've tried YNAB, Monarch, Copilot. None of them understood that my wife and I get paid on different schedules. Budget Patrol was the first app that actually modeled our household the way it works."
Priya R.
Freelancer, variable income
"The trajectory alerts are the feature I didn't know I needed. Getting a message that says 'you'll overspend dining by Thursday' on a Monday changed how I make decisions mid-week."
Derek M.
Father of three, Loudoun County VA
"I was spending $600/month on my son's cricket activities and had no idea. Budget Patrol found the pattern in 30 seconds and created a category for it. Nothing else came close."
3.5 min
Average time from account connection to first personalized profile
12 days
Average advance warning before a category overspends
Read-only
Permanent access model. We never touch your money.